Secure over the phone payments for agents

A PCI compliant service, keeping your agents in conversation with the customer

Trusted by many…

How it works

De-scope your entire office and remote-working environments by ensuring the payment data never reaches your systems.

All sensitive payment details are removed from the call, reducing the risk of a data breach and creating better customer trust.

Reconcile payments easily with minimal to no change to your current processes
Give your customers peace of mind that their information is safe by removing sensitive cardholder data from your organisation
It can be used anywhere, whether your agents are at home or in the office, allowing for flexible working environments
Caters for wide demographics with 3 data capture methods – secure voice recognition, digital payment link or DTMF-suppressed telephone keypad entry

See it in action

Choose your data capture methods…

There are three ways for a Customer to make a PCI-DSS compliant payment with an Agent over the phone.

Your solution can be configured to use a combination of methods… all fully secure to the highest level of PCI-DSS compliance.

Voice Recognition

Customers can read out sensitive account and cardholder data (CHD) securely. Agents wont hear these details, and all systems and call recordings stay out of scope. Powered by our AI Automatic Speech Recognition (ASR) engine.

Agent Digital

Customers receive a text and email with a link to input card details securely, with no need to secure the call.
You can descope your payment collection by 100%, ensuring maximum security for your customers.

Keypad Entry (DTMF)

Customers input sensitive card details into their telephone keypad.

DTMF tones are masked so you'll have no concerns that the cardholder data can be exposed at the other end.

How Clothes2order achieved
PCI compliance and a smoother ordering process

Clothes2order needed a secure over the phone solution to process custom clothing orders.

How did Agent Assisted Payments solve their challenge?

Simon Turner - Marketing Director

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"Customer engagement has drastically improved since introducing the service. The Agent Assisted solution means we don’t have to worry about pausing recordings mid-way through a call, or asking people to read their card details out loud, something they may feel uncomfortable doing."

Simon Turner - Marketing Director

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How Clothes2order achieved
PCI compliance and a smoother ordering process

Clothes2order needed a secure over the phone solution to process custom clothing orders.

How did Agent Assisted Payments solve their challenge?

Choose how customers can pay…

Give flexibility and freedom with a range of payment options

Debit & Credit Card

Pay By Bank

PayPal & Digital Wallets

Buy Now Pay Later

Direct Debit

3 options to suit you…

There are three ways for a Customer to make a PCI-DSS compliant payment with an Agent over the phone.

Your solution can be configured to use a combination of methods, all fully secure to the highest level of PCI-DSS compliance.

Inbound - All Calls Secured

On Demand - Warm Transfer

Outbound - All Calls Secured

Inbound - All Calls Secured

1

The customer calls the organisation to make a payment.

2

The line is already secured when they speak to an agent, so they can begin the payment process once they’re ready

3

The customer can provide debit or credit card details by reading them out, entering via a digital payment link or using their telephone keypad.

4

Sensitive information is never seen or heard by the agent, and they can stay on the call to assist. The details are processed by the payment gateway provider

5

The agent can follow the customer’s progress on a dashboard, they do not see or hear any sensitive cardholder data.

6

Once the payment is completed, the agent can move on to the next customer

1

The customer calls the organisation to make a payment.

2

The line is already secured when they speak to an agent, so they can begin the payment process once they’re ready

3

The customer can provide debit or credit card details by reading them out, entering via a digital payment link or using their telephone keypad.

4

Sensitive information is never seen or heard by the agent, and they can stay on the call to assist. The details are processed by the payment gateway provider

5

The agent can follow the customer’s progress on a dashboard, they do not see or hear any sensitive cardholder data.

6

Once the payment is completed, the agent can move on to the next customer

On Demand - Warm Transfer

1

The customer is on the phone with the agent.

2

When the customer is ready to make a payment, the agent can continue the conversation on a new, secure call – all within a few seconds

3

The customer can provide debit or credit card details by reading them out, entering via a digital payment link or using their telephone keypad.

4

Sensitive information is never seen or heard by the agent, and they can stay on the call to assist. The details are processed by the payment gateway provider

5

The agent can follow the customer’s progress on a dashboard, they do not see or hear any sensitive cardholder data.

6

Once the payment is completed, the agent can move on to the next customer

1

The customer calls the organisation to make a payment.

2

When the customer is ready to make a payment, the agent can continue the conversation on a new, secure call – all within a few seconds

3

The customer can provide debit or credit card details by reading them out, entering via a digital payment link or using their telephone keypad.

4

Sensitive information is never seen or heard by the agent, and they can stay on the call to assist. The details are processed by the payment gateway provider

5

The agent can follow the customer’s progress on a dashboard, they do not see or hear any sensitive cardholder data.

6

Once the payment is completed, the agent can move on to the next customer

Outbound - All Calls Secured

1

The agent calls the customer to collect a payment.

2

The agent is already on a secure line, so the customer can begin the payment process once they’re ready

3

The customer can provide debit or credit card details by reading them out, entering via a digital payment link or using their telephone keypad.

4

Sensitive information is never seen or heard by the agent, and they can stay on the call to assist. The details are processed by the payment gateway provider

5

The agent can follow the customer’s progress on a dashboard, they do not see or hear any sensitive cardholder data.

6

Once the payment is completed, the agent can move on to the next customer

1

The agent calls the customer to collect a payment.

2

The agent is already on a secure line, so the customer can begin the payment process once they’re ready

3

The customer can provide debit or credit card details by reading them out, entering via a digital payment link or using their telephone keypad.

4

Sensitive information is never seen or heard by the agent, and they can stay on the call to assist. The details are processed by the payment gateway provider

5

The agent can follow the customer’s progress on a dashboard, they do not see or hear any sensitive cardholder data.

6

Once the payment is completed, the agent can move on to the next customer

Track payments & activity on your Client Portal

Real time and historical reporting across all your payment services
Monitor payment volume, payment status, call volume, call abandonment rate, recurring payment plans, licences and much more
Download payment and call log reports
Intuitive and easy to use
Set user access controls for admins and users with limited control

Service additions

There are a multitude of additions we provide to tailor your Agent Assisted Payment solution.

Your solution can be configured to suit your business needs, all fully secure to the highest level of PCI-DSS compliance.

Secure Voice Recognition

Direct Debit Payments

Tokenisation

Recurring Payments

SFTP Integration

Bespoke API Integration

Secure Voice Recognition

Secure Voice Recognition – Powered by AI

Capturing non-numerical information from your customers on a telephone keypad is impossible. However, it can be important to capture the details have no numbers or a mix of alphanumerics – such as name, postcode, National Insurance number or car registration.

Additionally, using a telephone keypad to input account information or card details can be challenging for some customers, especially for those with a severe physical disability.

To cater for all demographics and information formats, our service can be configured to prompt the customer to speak details out loud, accurately deciphering their answers and progressing to the next step. Our AI technology uses grammar, syntax, structure, and composition of audio and voice signals to understand and process human speech.

Card details are verified and processed securely. The system will mute the call as sensitive details are spoken, so any call recordings are out-of-scope and you remain PCI-DSS compliant.

Direct Debit Payments

Add Direct Debit to your payment solution and start securing collections through one of the most trusted channels in the UK.

Set up, modify and monitor Direct Debits simply and conveniently, avoiding the hassle of chasing a multitude of late payments. Options include: payment plans and one-off transactions to collect variable amounts, subscription payments and fixed fees alike.

Tokenisation

Tokenise a customer’s card, meaning they will only need to provide card details once, saving them time on regular payments and purchases.

All payments are secure as card details are not stored anywhere outside the issuing card company, with tokens containing a dedicated reference for every individual customer.

E.g. Policy number, customer number, customer name, phone number, etc.

Recurring Payments

Offer your customers a Recurring Payment Plan with a range of payment frequencies, such as weekly, fortnightly, monthly, etc.

A Recurring Payment Plan / CPA (Continuous Payment Authority) differs from a Direct Debit as you can re-take failed payments, restarting the plan and avoiding expensive failed payment charges.

This method is recommended by the FCA, as debt isn’t added onto customers paying off existing debt.

SFTP Integration

Validate your customer transactions and avoid matching every transaction and investigating human errors.

You’ll have the option to supply customer records or a list of outstanding payments so transactions can be validated as a customer makes a payment.

Bespoke API Integration

Our solutions are compatible with many different APIs, allowing integration with hundreds of different platforms.

If necessary, a bespoke API can be developed to work seamlessly with your business systems.

Want to know more?

Submit your details and a payment specialist will be in touch.

We’d be happy to show you Agent Assisted Payments in action, discuss your requirements and pricing.

Services that work for everyone, including…

Debt Recovery

Housing

Travel Agents

Charities

Services that work for everyone, including…

Debt Recovery

Housing

Travel Agents

Charities

We’re improving the payment journey for organisations from a range of sectors

Contact Centre Payments

Debt Collection & Enforcement

Utility Suppliers & Providers

Travel Agencies & Tour Operators

Housing Associations

Charities & Not For Profit

Contact Centre Payments

Contact Centre Teams

We can help improve security and operational efficiency within your Contact Centre. From protecting sensitive customer details, to reducing agent call volume, we have a range of PCI-DSS Level 1 compliant solutions to fit your organisation

Debt Collection & Enforcement

Collection and card processing needs to be fast, reliable and convenient for both debtors and your staff. Whether you take payments on the phone, via an automated IVR, online or in person we can provide a bespoke, PCI-DSS Compliant solution, comprised of payment methods that work seamlessly together

Utility Suppliers & Providers

In a highly competitive industry, it’s important to have the leading edge by offering a superior service. Your customers want to be able to choose how they pay for their services – on the phone, via SMS, online or on their Smart Meter

Travel Agencies & Tour Operators

Our services can be tailored to meet the specific needs of the travel sector, providing a range of payment methods to suit your individual requirements

Housing Associations

Property Management & Housing Associations

Managing and maintaining the incoming funds from tenants is a crucial day-to-day process for any housing association, But, keeping track of this can often be tricky, especially when there are many areas to oversee

Charities & Not For Profit

Charities & Not for Profit

With Key IVR’s PCI-DSS compliant solutions, not for profit organisations can offer their donators the best experience during the fund-raising process – along with protecting their sensitive data

Latest news

November 19, 2024

Secure over the phone payments for agents

Trusted by many…

How it works

See it in action

Choose your data capture methods…

Voice Recognition

Agent Digital

Keypad Entry (DTMF)

How Clothes2order achieved PCI compliance and a smoother ordering process

Simon Turner - Marketing Director

Simon Turner - Marketing Director

How Clothes2order achieved PCI compliance and a smoother ordering process

Debit & Credit Card

Pay By Bank​

PayPal & Digital Wallets

Buy Now Pay Later

Direct Debit

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Track payments & activity on your Client Portal

Secure Voice Recognition – Powered by AI

Direct Debit Payments

Tokenisation

Recurring Payments

SFTP Integration

Bespoke API Integration

Sophie Chan

Services that work for everyone, including… Debt Recovery Housing Travel Agents Charities

Services that work for everyone, including…

Debt Recovery Housing Travel Agents Charities

Contact Centre Teams

Debt Collection & Enforcement

Utility Suppliers & Providers

Travel Agencies & Tour Operators

Property Management & Housing Associations

Charities & Not for Profit

Latest news

Get started

How Clothes2order achieved
PCI compliance and a smoother ordering process

How Clothes2order achieved
PCI compliance and a smoother ordering process

Pay By Bank

Services that work for everyone, including…

Debt Recovery

Housing

Travel Agents

Charities

Debt Recovery

Housing

Travel Agents

Charities