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The Requirement

Marston are a large successful debt recovery company with 380 enforcement agents, 10 ANPR vans, an in-house Target and Intelligence Processing Unit (TIPU) and a database that contains over 2 million cases.

Reducing the cost of processing credit and debit card payments in the call centre was made a key business objective. Key IVR were tasked to design and implement a system that would enable Marston customers to self service their payment requirements.

The solution needed to authenticate the caller, inform them of their outstanding balance and accept full or part payment. The handling of large call volumes was a requirement. The service needed to be updatable by Marston via an automated method and handle the resulting reconciliation information. The service needed to seamlessly integrate with multiple back-end systems across several departments.

The Solution

Security, scalability and ease of use were key factors when designing this solution. With Marston’s unique style of brand, coupled with user friendly design, the resulting solution offers Marston and their clients the following benefits:

  • Significantly increased access to account balance information
  • A fully level 1 PCI DSS compliant solution
  • The ability to settle an outstanding balance
  • Spread payments across multiple cards during a single call
  • Cost effective solution with zero impact on current infrastructure.

“Marston are now able to offer clients 24-hour access to balance information with automated payment functionality. A reduction of inbound calls directed at the contact centre has saved them money; enabling then to increase the level of customer service received by callers for non-payment related issues.”


Key IVR are a privately owned business offering automated payment services in the UK and internationally through Europe and into the United States. We are a customer-service focused organisation and take care to manage and meet our clients' expectations.


Key IVR Ltd, Unit 8 Durham Lane, West Moor Park, Armthorpe, Doncaster, United Kingdom DN3 3FE

Key IVR (Ireland) Ltd, 8 Clanwilliam Square, Grand Canal Quay, Dublin 2, D02 PF75, Ireland

Key IVR, 8th Floor, 100 Church St, New York, NY 10007, USA