Merchant Services

No need to look any further. Start taking card payments or check the best providers.

Focus on running your business and let us help with your payment journey.

Whether you’re looking to start taking card payments or want to ensure you’re getting the best rates, we can help.

We have over 10 years’ experience providing payment processing services and working with world-leading suppliers from around the globe – ensuring businesses of all sizes grow and succeed with their merchant services, payment gateways and more.

Offer easy-to-use payment experiences for your staff and customers, whether it’s over the phone, using a virtual terminal, online, over email, text message, or a POS card machine. Quickly begin accepting secure, PCI-DSS Level 1 Compliant credit and debit payments by talking to us.

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CHOOSE HOW YOUR CUSTOMERS PAY

AAP

Over the Phone Payments

IVR

Automated Payment IVR

onlinepayments

Online & E-Commerce Payments

Key Benefits

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Competitive rates for over 100+ countries

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Easy to use and reliable

PCI

Fast and highly secure to PCI-DSS Level 1 and 3DS2

Scalable

Scalable to grow with your business

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Accept VISA, Mastercard, American Express and more

Providers We Work With

We know how crucial it is to have a fast and reliable payment service for your customers. We’ll work with you to suggest the best solution that will make your customers happy and help your business grow!

How It Works

Gateway-flow

1.  A customer wants to pay for goods or services provided by the merchant (your organization).

If they choose to use a debit or credit card, our services will capture and encrypt the cardholder details securely. They are then sent from a payment gateway to a payment processor.

2. The payment processor notifies the bank who issued the debit or credit card, and the transaction is approved or rejected.

The payment processor then communicates this back to the payment gateway, who then informs the merchant and/or the customer.

3. If approved, the necessary funds are deducted from the customer’s bank account and settled into the merchant’s bank account.

If declined or rejected, there may have been an issue with the card, anti-fraud checks have flagged something suspicious, or another reason.

How It Works

Gateway-flow-mobile-1

1.  A customer wants to pay for goods or services provided by the merchant (your organization).

If they choose to use a debit or credit card, our services will capture and encrypt the cardholder details securely. They are then sent from a payment gateway to a payment processor.

Gateway-flow-mobile-2

2. The payment processor notifies the bank who issued the debit or credit card, and the transaction is approved or rejected.

The payment processor then communicates this back to the payment gateway, who then informs the merchant and/or the customer.

Gateway-flow-mobile-3

3. If approved, the necessary funds are deducted from the customer’s bank account and settled into the merchant’s bank account.

If declined or rejected, there may have been an issue with the card, anti-fraud checks have flagged something suspicious, or another reason.

Apply for Merchant Services Now

Stuck on a question? Call +1 (929) 230 1185, email sales@keyivr.com or talk to us on web chat

    Step 1

    How would you like to accept payments?


    Do you already have an Acquirer?


    Step 2

    What Country are you Registered in?


    What is your main Industry?


    What Country are you Registered in?



    Step 3

    Business Structure


    How long has the business been operating?


    Approximately, how many payments do you currently take a month?


    Currency


    Approximately, what’s your monthly revenue from card payments?


    Amount of an average sale?

    Approximately, how many payments do you currently take a month?


    Currency




    Step 4






    Step 5

    Here's a summary of the information you've given us. Click on "Get a Quote" and we'll use these details to quote you the best Merchant Services rates available.

    Summary
    By selecting "Get a Quote", you confirm that you have read and agree with our Privacy Policy and agree to be contacted by Key IVR Ltd and our merchant account suppliers by Telephone, Email and SMS to discuss your options and provide quote details based on the information provided (with no obligation).

    Keyivr.com / Key IVR Ltd will occasionally send an SMS and/or email to you to keep you updated on our business products & services.

    Frequently Asked Questions

    Merchant Services ensure you can offer a secure, frictionless experience that allows your customers to make purchases however they’d like, with any major payment card.

    To start taking card payments at all, you’ll need these services in place first. This gives your business the stamp of approval and necessary trust to process debit and credit card payments, and start earning valuable revenue.

    So, whether you’re looking to get your merchant services set up for the first time, want to streamline your payment providers, or have issues with fraud and declined payments – we can help. We’ve worked with hundreds of organizations to assess their payment journeys, identify obstacles and improve customer experience.

    An acquiring payment processor, or acquirer, allows organizations (merchants) to accept card payments in the first place. A number of due diligence checks will take place before this service is approved, to protect customers and reduce fraud.

    Once you have an acquirer in place, you will then need a payment gateway service to securely process card transactions in a quick and convenient manner.

    Payment gateways provide the encryption channel that transmits highly sensitive card details and transaction information between the merchant, customer, acquirer and other payment processing services. The details could have been provided by the customer in a number of different ways – online, over the phone or face-to-face using a card terminal.

    To make things somewhat confusing, it is possible to get acquiring and gateway services from one supplier. Some merchants may also decide to have one acquirer and multiple payment gateway services linking to it – depending on how many payment methods they offer their customers, or how their particular business operations are set up.

    Not sure what’s best for you? Talk to us and we’ll be able to help further.

    Payment security is our highest priority. We’re a long-standing PCI-DSS Level 1 compliant services provider (a scheme backed by VISA, Mastercard, American Express and more), in addition to being ISO 27001 Certified.

    We don’t cut corners, our payment platform can help you reduce card fraud, protect your business from external and internal malicious activity.

    Yes, absolutely. It’s been our number one priority to ensure organizations are compliant with upcoming legislation and regulation changes.

    If you’re getting a lower card acceptance rate, rejected transactions or plagued by fraudulent card activity, let’s see if we can help. After all, your business revenue is important!

    We can look at how you’re currently taking payments and advise what could be done to reduce failed payments now, and in the future.

    With multiple merchant services providers, payment gateways and payment processors, it can get complicated and costly to manage a variety of payment options and processes.

    We’ve got over 10 years’ experience in the payment industry and can help consolidate the number of suppliers you’re liaising with. Your solution will be quicker and easier to manage day-to-day, making things simple and more transparent for billing and reconciliation.

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    Key IVR are a privately owned business offering global automated PCI-DSS compliant payment services. We are a customer-service focused organisation and take care to manage and meet our clients' expectations.

    LOCATIONS

    USA: 8th Floor, 100 Church St, New York, NY 10007

    USA: 901 S Mopac Expressway, STE 304 Building 1, Austin, TX 78731

    UK: 8 Durham Lane, West Moor Park, Armthorpe, Doncaster DN3 3FE

    Moldova: Mitropolit Dosoftei St 112, Chișinău, Moldova