Key IVR Innovate with Bottomline to Introduce New Alternative Payment Options

We are delighted to announce that, through our partnership with Bottomline Technologies, Key IVR will now be adding Direct Debit and Pay Direct (electronic funds transfer) to our extensive range of payment channels.

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Key IVR Welcomes Customer Experience Agency, Customer Touch Point, as a New Partner

Key IVR are pleased to announce a new partnership with Customer Touch Point, an agency that focus on improving customer experience for their clients, while reducing effort and overall cost of contact at the same time. Their aim is to ensure that every contact you have with a customer strengthens your relationship with them. Many organisations have a brand “tone of voice” that defines the way they wish to present themselves and interact with their customers. Customer Touch Point design journeys for Interactive Voice Response (IVR), live chat, SMS, social media and web that helps present this “tone of voice” across these specific channels in a way that engages customers, and in turn, increases your influence over customer behaviour. This helps achieve your operational and customer objectives. This is something some organisations often miss that can have a tremendous contribution to returning customers, positive feedback and an overall return on investment (ROI). Specifically, for IVR systems, solutions could be as simple as improving the hold music, using more positive language, shifting from telephony channels to digital or using a professional voice over artist rather than a default, robotic sounding “text to speech” or an in-house member of staff. Dougie Nicoll, Customer Operations Manager at Customer Touch Point said:
“We are absolutely delighted to be working with Key IVR and look forward to the future.  We have been working in the customer experience space for over 10 years now and have experience working with the likes of Tesco, Virgin Trains, MBNA, Spire Healthcare, Premier League Football Clubs, Marks and Spencers and many more major brands in the UK. We have seen some fantastic results over the years with all our clients, these results indicate that if you invest in customer experience you will reduce the number of customer service issues you have and increase sales & loyalty with your customers. Why not find out for yourself how we can help you reach the next level.”
Customer Touch Point offer a free customer journey review for all potential clients, using their unique 200 point audit system, focussing on 6 key areas: Language, Structure, Quality, Brand, Voice (Design for digital journeys) and Experience, they are able to quickly identify any engagement gaps in the journey. By applying their unique ‘Engage to Influence’ methodology they can give very specific advice on what is working well and what areas can be improved upon.  The overall aim for your journeys is to create a ‘win win’ situation between you and your clients. Below you’ll see an example of how this is done:

See the full example on the Customer Touch Point website

Key IVR will work closely with Customer Touch Point to offer PCI Level 1 compliant payment services to their comprehensive portfolio of interactive solutions. This will include over the phone, on the web, live chat, or SMS.  Key IVR’s solutions will complement Customer Touch Point’s methodology and add a crucial layer of security to the payments stage of a customer interaction. Key IVR are delighted to assist in the expansion of their solutions for current and prospective customers.

Dianne Smith, Channel Partner Sales Manager at Key IVR said:

“We’re very happy to be working with such an influential business, forming a partnership that combined, can benefit an abundance of organisations who may be suffering from a lack of engagement with their customers.

Our approaches are very similar, we both appreciate that one size doesn’t fit all and strive to improve the overall customer experience with solutions that deliver real, tangible benefits.

We’re looking forward to the positive contributions the partnership will bring, presenting the market with an offering that will give both parties a competitive edge.”

If you’d like to find out more about Customer Touch Point then visit their website here: http://customertouchpoint.co.uk

Or for your free journey review visit: http://customertouchpoint.co.uk/free-journey-review/

Web Chat Payments: Safe, Convenient and Diverse

Ecommerce purchases have been on the rise for years, as technology and the convenience that online shopping brings plays a massive part in assisting people’s busy lifestyles. The only downside is the lack of human interaction when it comes to queries or assistance, and asking a quick question over email can often be seen as a time-consuming task.

According to a survey by Emarketer, 63% of customers agree that they are more likely to return to a website if there is a possibility of speaking with a representative via Live Chat. This fast paced method of interaction allows customers to get the responses they need promptly and in a conversational manner, without the need for formal emails or the frustration of lengthy queues on phone calls.

In order to further increase convenience, having the option to pay for products or services during a live chat and offering assistance along the way, dramatically improves customer experience.

But how safe is it?

In 2018 popular ticket vendor, Ticketmaster, was caught up in a data breach which effected their web chat function, hosted by Inbenta Technologies, where 40,000 records may have been exposed. An array of information, including names, addresses, email addresses, telephone numbers, payment details and Ticketmaster login details were all included in the breach, as attackers were able to intercept live chat conversations.

With statistics from Furst Person showing that 77% of customers won’t make a purchase online if the site they’re using doesn’t have a live chat option, some organisations are looking to offer a full purchasing experience within the conversation, allowing customers to pay there and then. But, it isn’t as straight-forward as it sounds, with some contact centres asking for full card details within the chat, unmasked and a far stretch from PCI-DSS compliance.

Various live chat programs allow for in chat payments to be taken safely and securely, with little risk to the customer. Although, there are some things to consider as this can often mean a large cost to the organisation for switching suppliers, the software may come with limited branding and features and it could even lead to a possible loss of customer data. Finding an appropriate solution that benefits both the customer and the organisation can sometimes prove difficult.

Providers of web chat software or plugins have dedicated development teams that can continue to add valued features and benefits to their platforms. This is great and allows for a lot of customisation and freedom to make the webchat software configured to work with a diverse range of business operations.

It’s due to the diverse capabilities of this software to work as efficiently as it can as a method of conversation, that enables Key IVR to work alongside them, integrating a payment method that focuses on security and safety for the customer. As a secure payment solutions provider, the focus can remain on ensuring card data is processed, stored and transmitted in a way that fully abides by the guidelines set by the Payment Card Industry Security Standards Council (PCI-SSC).

The need to change suppliers is taken out of the equation, with the ability to work alongside the current business operations and systems.

Key IVR’s ability to process payments through a live chat is very flexible, not only is it able to work with those conducted by an agent, but through artificial intelligence (AI) chats also. This works with the platform pulling through information provided by the customer to generate a secure link which, when clicked on, takes them to a secure payment page with pre-filled information fields for a quicker and easier process.

Find Out More

For more information on our diverse range of services, take a look at our Payment Solutions or contact a member of our team on  +44 (0) 1302 513 000 or email sales@keyivr.com

Is Pause and Resume Really Protecting Your Customers’ Data?

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Organisations that accept card payments over the phone are recording calls for training and monitoring purposes, an obligation the Financial Conduct Authority (FCA) put in place to prevent, detect and deter market abuse. This becomes difficult for those wanting to achieve the Payment Card Industry Data Security Standard (PCI-DSS) which states that no sensitive card data can be recorded.

“But, I’m already PCI compliant, I use pause and resume call recording so my customers’ card details aren’t stored anywhere”

Many organisations believe “pause and resume” or “stop/start” call recording technology is a solution. The agent pauses the call recording at the point where the customer reads out their card details and resumes the recording afterward. The end result is a recording with the payment portion and sensitive information removed.

 

Pause and Resume Through Manual Intervention isn’t Compliant

The PCI-DSS guidelines stipulate that sensitive card data is removed from call recordings automatically, without the need for an agent or other members of staff to intervene.

 

Your Staff Are Responsible for Pausing the Recording

If an agent is able to pause the recording, it allows them to say something to the customer off-record. This isn’t compliant and can cause serious customer service issues. Additionally, the agent could forget to pause the recording before taking payment, putting the particular customer at risk and defeating the point of having a solution in place.

 

Card Details Can Still Be Heard by an Agent

Even with call recording paused, agents can still hear sensitive card details. They could potentially write them down and use or share them for malicious purposes, or simply leave them exposed on their desk for others to see.

 

Information Can Be Missed

Similarly to agents speaking off-record, a customer can mention something important that isn’t captured in a call recording for future use. Especially relevant if the transaction has just taken place and the agent forgets to resume recording.

 

Cost and Time of Maintaining

In order to follow the FCA rules related to call recording, the audio files would need to be maintained and monitored regularly to ensure it is only the sensitive card data that agents are excluding from the call. A timely and costly process for any organisation.

 

The Correct, Complete and Compliant Solution

With an Agent Assisted Payments Solution from Key IVR, the customer still uses their keypad to enter payment details but Twin Clamp Technology DMTF suppression is applied to the keypad presses, ensuring no sensitive information enters the Contact Centre payment system and isn’t present on the call-recording, allowing them to record the entire call.

It’s still easy for a customer to make a payment when on the phone with an agent. At the point of taking payment an agent simply asks a customer to enter their card details onto their phone keypad, the agent stays on the phone to communicate to the customer and assist them with the payment process via a live webpage. Improving customer experience and increasing payment conversion without the need to rely on an agent to pause the call, removing the risk of human error.

Talk to Key IVR and let us help you reduce serious security risks within your Contact Centre with our PCI-DSS compliant solutions. We work in partnership and integrate with a wide range of payment providers and suppliers with the aim to design a solution that meets your individual business requirements.

 

Find out more about our services:

Alternatively, please contact us on 01302 513 000 or email sales@keyivr.com to discuss your requirements.

Key IVR Secures a Multi-Year Partnership with UK Charity, Marie Curie

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Key IVR are pleased to announce a new partnership with Marie Curie, the UK’s leading charity for people living with any terminal illness and their families. The charity helps people make the most of the time they have together by delivering expert hands-on care, emotional support, research and guidance.

Key IVR will work with Marie Curie to ensure credit and debit card donations made over the phone are processed securely, thanks to a new Agent Assisted Payments Service. The DTMF suppressed payments solution will channel contact centre calls through a robust PCI-DSS Level 1 version 4.0 compliant platform.

Sophie Chan, Key IVR Account Manager said:

“Marie Curie has a long history of being an invaluable source of support for many people, and their trust in our service is a testament to Key IVR being an industry leader that continues to set the benchmark for secure and intelligent payment systems.”

Marie Curie will benefit from the secure payments platform, taking donations on the phone from their supporters in a convenient and compliant manner. The staff accepting the payments will be able to stay in full conversation with the supporter throughout the donation to ensure payment is successful and to thank the caller for their generous donation.

As the card details are entered via the phone keypad, the service hides the sensitive information on the staff member’s screen and as there are no card details spoken out loud calls can be recorded with minimum security risk. To ensure a smooth transition to the new system, Key IVR Account Managers will be delivering on-site training and face-to-face consultation with all staff.

Key IVR looks forward to working closely with Marie Curie and supporting them in the tireless work they do in providing excellent care to those in need.

Find out more about Marie Curie.
Find out more about Agent Assisted Payments.